asisa | Fareeya Adam | guaranteed annuity | hybrid annuities | Jeanette Clark | Momentum Investments
To guarantee or face the drawdown dilemma? Practical examples to help with the life annuity vs living annuity decision
Retirees face tough choices: draw too much and risk running out of money; choose certainty and fear losing flexibility. New Asisa data shows that while average drawdown rates are falling, thousands of South Africans still withdraw at unsustainable levels. Using real-world modelling, Momentum Wealth’s Fareeya Adam explores how living, life, and hybrid annuities play out…